Cashflow clarity, not financial advice
See where your money actually goes.
Upload a statement or add transactions. MoneySights turns the numbers into a clear cashflow view.
General information, not financial advice.
What it does
MoneySights keeps the product simple: import, categorise, forecast and ask plain-English questions.
Automatic categorisation
Upload a statement (PDF or photo) or add transactions manually — we sort them for you.
See your cashflow
Income, spending, net, spend-by-category and top merchants, month by month.
Deterministic forecasts
A 30-day balance forecast from your own pattern, with a confidence range.
Goals, budgets & alerts
Set targets and monthly limits; get alerts when you go over.
Ask questions
Ask in plain English — answers are computed from your real numbers.
Private & self-hosted
Runs on your own server. Export or delete your data any time.
From the blog
Plain-English money guides with the warning label kept visible.
How Long a Default Stays on Your Credit Report, and What Changes That
A default is listed for a set period, and paying it does not delete it. Here is what ASIC's Moneysmart says about the timings, the conditions, and what can actually be corrected.
Two to Sign or Either to Sign: What Account Authority Actually Means
A joint account can be arranged so every withdrawal needs both signatures, or so either holder can act alone. Here is what changes with each rule, and what stays the same.
How the HECS Repayment Threshold Works Out of Your Pay
The minimum repayment income for 2026-27 is $69,528, and it is compared with repayment income rather than salary. Here is how the bands work, and where the payslip figure and the annual bill part company.